With the start of 2014, many Americans have new health insurance coverage through Health Insurance Marketplace, Medicaid or the Children’s Health Insurance Program (CHIP).
If you have insurance for the first time or have a new plan that started on January 1, you may have questions related to coverage, premiums payments, co-payments and other issues.
The Centers for Medicare and Medicaid Services (CMS) has posted information on Marketplace.cms.gov to address questions. The links below provide information for consumers on how to access their health plans as well as educational factsheets explaining how health insurance works:
What to know about seeing your doctor:
What to know about getting your prescription medications:
Appealing your insurers' decision not to pay:
I signed up, but don't have health coverage. What should I do?:
Getting emergency care:
What you should know about early renewal of health coverage:
What you should know about provider networks:
Contacting your health plan’s customer service phone number - (includes a link to a database containing the customer service phone numbers for all of the Qualified Health Plans):
“Helping Consumers with Casework” factsheet for consumers having issues with eligibility or plan selection: